Smith Manoeuvre Calculator

Estimate the long-term impact of converting non-deductible mortgage debt into tax-deductible investment debt using the Smith Manoeuvre strategy (also searched as Smith Maneuver, Smith Manuever, or Smith Manoever).

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Strategy result

Gain from strategy

$640,038

Net worth (with strategy)

$1,140,040

Net worth (no strategy)

$500,000

Investment portfolio

$1,140,040

Mortgage balance

$0

HELOC balance

$500,000

HELOC interest paid

$314,308

Est. tax savings

$125,723

Frequently asked questions

Is Smith Maneuver the same as Smith Manoeuvre?

Yes. Smith Maneuver, Smith Manuever, and Smith Manoever are all common spelling variations of Smith Manoeuvre.

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